Are most people good by nature?
How strongly do you agree with this statement? “Everyone sins a little, but most people are good by nature.” The recent Ligonier survey conducted in the UK showed, disturbingly, that 63% of evangelicals agreed with this statement (an even worse result than in 2018, when the survey was previously run, when 48% of evangelicals agreed). According to the Bible, this statement is false both in that everyone sins a lot, and also in that everyone is sinful, not good, by nature. Some of the commentary on the 2026 Ligonier survey has noted that almost a third of the evangelicals in the sample had started attending church for the first time only in the past 1–2 years. While it is encouraging that people are newly discovering Christianity and are committed to certain core Christian beliefs, it is cause for concern that there are such gaps in their knowledge of such basic doctrines as the Bible’s teaching on sin. How can newcomers to the faith be better informed about the Bible’s teachings? One tried and tested method is by catechising — asking the right questions not so much to test people’s knowledge as to guide them in the right answers. Samuel Rutherford wrote his own catechism, around the same time as the Westminster Shorter Catechism was produced, in which he takes us through the main teachings of the Bible. The following updated extract shows Rutherford’s questions and answers on the doctrine of sin.
A definition of sin
What is sin?
A breach of the law of God (1 John 3:4).
How many evils does sin leave behind it, after it is committed?
Four. The offence of God (called a wearying of God). The defiling of the soul. The guilt of sin. The punishment of sin.
What is the guilt of sin?
It is the debt and obligation of sin, whereby the sinner lies under God’s justice to be punished, like an evil-doer who is in the judge’s court book under process, or the debtor whose name stands in the bond after he has borrowed many sums of money.
What should we learn from this?
To be like wise debtors, who take little on, and deal with their debts promptly.
Where sin came from
Who sinned first?
The devil, who then tempted Eve to eat of the fruit of the forbidden tree, and she tempted her husband Adam.
Was God any cause of that sin?
No. The Lord made man the kind of creature that could, if he wanted to, have obeyed God.
Can Satan force us against our will to sin?
No. He tempts us, and knocks at our door from the outside, but it is our will and lust that opens the door. Satan is the midwife that helps the birth, but our will and lust is father and mother to all our sins.
What part do we have in Adam’s sin?
Because the covenant was made with Adam and with us all in him, therefore we are guilty of his sin, and for that cause are deprived of God’s image, and inclined to all evil, and unable to any good.
The implications of sin
What is the fruit of this sin of our nature?
We are under God’s wrath in all evils that befall us in this life, and everlasting condemnation and the fire of hell in the life to come.
What is the greatest evil we are under in this life?
Our daily sinning against God.
Can we live and not sin?
No, for our concupiscence, and the inclination of our heart, even before our will consents, is sin, because it rebels against the law of God.
But in the regenerate, this concupiscence cannot be seen, for they are washed from their sins in Christ’s blood?
Concupiscence in the guilt and power of condemning is fully taken away, because God reckons it as satisfied for in Christ, but in the blot and root it remains in this life.
How can that be?
One lion bound in an iron chain has the nature of a lion, although he cannot devour. Concupiscence is sin in the regenerate, but it cannot condemn them, because Christ was both judged and condemned for all our sins.
Guarding against sin
What sins should we chiefly be aware of?
Reigning and commanding sins, and the sin against the Holy Spirit.
What are the indicators of a reigning sin?
If we do not strive against our lusts, but obey them with delight and greediness, and are led more with the love of sin than the love of God.
What is the sin against the Holy Spirit?
A malicious and wilful sinning against the truth revealed by the Holy Spirit to the conscience in spite of the spirit of grace.
What is the punishment of the sin against the Holy Spirit?
To be plagued with a reprobate mind, and a heart that cannot repent, and is never pardoned.
What we are (un)able to do about our sin
What ability do we have by nature to know and love God?
Our mind and conscience is blinded, in that we judge the things of God to be foolishness, and our will and affections are so corrupt that we cannot believe nor come to Christ unless the Father draws us.
Are we able by the strength of our nature to do a work that is truly good before God?
No. We cannot of ourselves so much as think a good thought.
What do you learn from this?
That our respectability before other people will not save us, for unless we are born again, we cannot enter the kingdom of God (John 3:3).
But do we have no knowledge of God by nature?
By nature we know that there is a God, and that sin is forbidden, but this knowledge is weak and insufficient to bring us to Christ.
Don’t we by nature love God?
We love God by nature the same way as a man loves his horse because it helps him in his journey. But we cannot love God sincerely and truly, resting on Him as our only happiness; neither can we love Him as a man loves his friend.
But doesn’t everyone get grace so that, if they would just do their part, they would go forward to the state of conversion to God in Christ?
No, truly. For the Scripture would not say we are dead in sin, and that some cannot repent, if all had such grace.
What leads God to send the gospel to some communities, and deny it to others?
His mere good pleasure, and nothing else.
Then, if someone is not in Christ, their works are sinful?
Yes. God esteems them bad fruit, because the tree is bad, and whatsoever is not done of faith is sin (Romans 14:23; Hebrews 11:6; John 15:5).
Escaping from our sin
How many ways does God’s Spirit make us one with Christ?
Two ways: by inward sanctification (or regeneration), and by justification in His blood.
God gives us new life
What is sanctification, or regeneration?
It is the work of God’s Spirit by the Word, putting in us the life of Christ and renewing all the powers of the soul.
Do we do anything to help this work?
No. Nothing of ourselves can move God to work in us, for it is of grace that God calls us, not of works (Titus 3:4–5).
Do we not help God and work with Him in the work of our new birth?
Not at all, for in the first moment of our new birth, we lie as dead men under Gods’ Spirit, who infuses into us the life of God. But once He has made us new creatures, then we walk willingly and cheerfully.
How may I know if God has made me a new creature?
If I am willing to obey God in all things, and for the love of God to renounce all sins (Acts 9:6; Acts 2:37; Psalm 40:8–9; Psalm 119; James 2:10); if my love to God’s Word is great (1 Peter 2:2; Psalm 119:3); if I love the brethren (1 John 3:14); and if the Spirit of God in me fights against the flesh.
But by nature people’s consciences speak against their sins, and they do not sin without a combat in their soul?
But by nature the conscience does not speak against them in all sins, only heinous offences; and they go on sinning daily; and in the combat they delight to serve sin; and they only hold down sin from time to time, like a fire under ashes, not seeking to slay their lusts. None of this is true of the child of God.
What are the parts of sanctification?
Two. Removing the stony heart and slaying sin; and enlivening us to love righteousness (Ezekiel 36:26–27).
How is the stony heart removed?
For the merit of Christ’s death, God slays sin, and makes us, out of sorrow against our sin that slew Christ, and out of love to Jesus who died for us, hate and loathe our sin, so that sorrow and love are the nails that crucify the body of sin (Romans 6:6; Galatians 5:24; Romans 6:4; 8:13; 1 John 4:11; 2 Corinthians 5:14).
How are we quickened [brought alive] to newness of life?
Christ rising from the dead has merited to us newness of life, and His Spirit (who raised Him the third day, so that death would have no dominion over Him, and so that He would ascend to heaven) makes us alive to live to God and seek the things that are above, at Christ’s right hand (Romans 8:11; Romans 6:9–10; Colossians 3:1; Philippians 3:10).
God justifies us
What is justification?
The gracious sentence of the judge of the world, esteeming believing sinners to be pardoned and righteous for the satisfaction of Christ their cautioner [guarantor, surety], who died for them.
What is the principal cause moving God to justify sinners?
His free grace accepting and counting Christ as our cautioner [guarantor, surety]; not either our good works or our faith.
How can the righteousness of someone else, such as Christ, make us righteous? Whiteness in a swan or snow cannot make the wall white?
Christ is not just another man here, but the cautioner, and we are the poor debtors, and the debtor is free in law if the cautioner pays.
What then are our good works, which we do by the grace of God’s Spirit?
No causes at all of our justification (Romans 4:18–20), but only fruits of our faith.
Is our faith a cause of our justification?
Faith is only the hand that lays hold on the righteousness of Christ [which is the meritorious cause of our justification], and draws Christ in to us.
Does God justify us for our faith, or is faith a cause or instrument on God’s part?
Not at all. God beholds Christ dying on the cross, and on that account esteems and reckons all the elect righteous, as if they had satisfied him fully.
What then is the work of faith?
Faith makes the conscience of the sinner rest on crucified Christ for righteousness; and that is all that God requires of us in justification.
Then merely faith, without love, fear, hope, and good works, is enough for us?
Just as only the eyes see, yet the eyes must be in the head with the face and the ears, so faith is conjoined with all the other graces, and yet only faith lays hold on Christ’s righteousness.
What are the parts of our justification?
Two; first, the not reckoning or counting our sins to be ours (Romans 4:8), and second, the counting of Christ’s righteousness to be ours (2 Corinthians 5:21).
But is it not enough that our sins are taken away?
No, for to make a bankrupt a courtier with the king, both his debts must be paid, and he must be made rich and clothed in lovely apparel.
READ MORE
LIKE THIS
Subscribe to our weekly newsletter and receive an updated article every week.

